In the game last night, Miami made a lot of silly blunders. On at least 5 ocassions, they lined up with 10 men on the field. One was on the field goal try at the end of the half, while on at least three others, they were noticed and Miami burned a timeout to correct the situation.
But losing timeouts isn't so good. On Tampa's last TD, the receiver was clearly out of bounds when he made the catch (and possibly stepped out before he caught it, because the official had thrown his hat down, I couldn't be sure). The officials conferred and called it a TD. There was no force out, so Miami *could have* challenged. But, they were out of timeouts.